Being safe on the road means making sure that all of your liabilities are covered. You have collision insurance to protect your vehicle. You've got liability insurance to protect any cars that you might get into an accident with. Comprehensive insurance is there to protect you from theft. So what insurance options are there to cover your pets?

Some Insurance Carriers Offer Pet Insurance

You may not be aware that many auto insurance companies are able to offer a special insurance policy that will cover your pets as well as any human passengers. The reason you might not know about this is because it's not a standard question on your auto insurance rate quote questionnaire. To find out about pet insurance options, you will need to find an insurer that you'd like to work with and give them a call to see about insuring your pet. 

What Are Pets Insured For?

The main goal of pet auto insurance is to make sure that, should your pet be injured in a car accident, they can get the medical care they need. Pets often get the shaft in terms of vehicle restraint systems, so they can easily get hurt during an impact. 

Your Insurance Company Will Want You to Have Full Coverage

It's important to note that many insurance companies will want you to have full auto insurance coverage before you apply for pet insurance. That includes collision and comprehensive insurance, so if you don't already have those, consider whether you can afford to make these upgrades. 

How Do You Get Pet Insurance?

Call an auto insurance representative to see what rates they can offer you that will include pet medical care. Your policy will probably need to be rewritten. The rates you can get will depend on what type of pet you have (and the expense of their medical care), the amount of time you drive with your pet, and your driving record. 

Just like any other type of insurance policy, getting good coverage with a pet will require you to shop around. And you'll need to be careful to ensure that the limits of coverage offered will be sufficient and easy enough to access (i.e., no high deductibles). Keeping your dog safe can be just as important to some drivers as keeping a passenger safe, so it makes sense to consider the options that exist for adding pet coverage to your next auto insurance policy. 

To learn more about auto insurance, check out websites like http://www.village-insurance.com.